Accounts Receivable Financing
A financial solution where a business sells its outstanding invoices or receivables to a finance company


Only takes 5 minutes and doesn't impact your credit score



Loan Amount
Up to $10M






Time to Fund
As soon as 24 hours
Loan Terms
Interest Rate
Up to 1 year
As low as 3%
What is Accounts Receivable Financing?
Accounts receivable financing (AR financing) is a financial solution where a business sells its unpaid invoices to a finance company in exchange for immediate cash. This eliminates the waiting time for client payments, allowing the business to access funds quickly.
In simple terms, AR financing converts unpaid invoices into instant capital, helping businesses maintain steady cash flow and invest in growth opportunities without being held back by slow-paying customers.




The Benefits of Accounts Receivable Financing
Fast access
Convert outstanding invoices into immediate cash
No credit score requirements
Requirements for Accounts Receivable Financing
Monthly Revenue
$10,000 minimum


Preferred Industry
Operate in the funder’s preferred industry


Business Type
B2B or B2G


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EZ Capital is a financial technology company, not a bank. Business financing is provided by its partners.
All applications are subject to approval. Additional fees may apply.
Certain financing products and/or services may not be available in certain states.
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